# Terms of Service — [YourBrand] Online Gaming Platform **Effective Date:** 1 September 2026 **Version:** 2026-09-01 **Last Updated:** 1 September 2026 --- ## 1. Introduction and Acceptance of Terms 1.1. These Terms of Service ("Terms", "Agreement") constitute a legally binding contract between you ("User", "Player", "you") and [YourBrand], a company incorporated under the laws of [Jurisdiction], with registered address at [Address] ("the Company", "we", "our", "us", "the Platform"). 1.2. By creating an account, accessing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, our Anti-Money Laundering Policy, and our Responsible Gambling Policy, each of which is incorporated herein by reference. 1.3. **If you do not agree to these Terms, you must not use the Platform.** 1.4. These Terms are versioned. The current version number and effective date are displayed on this page and are stored in our system with a cryptographic hash for integrity verification. When we update these Terms, you will be required to review and re-accept the updated version before you can place your next wager. Your continued use of the Platform following such re-acceptance constitutes your agreement to the updated Terms. --- ## 2. Eligibility 2.1. You must be at least **18 years of age** (or the minimum legal gambling age in your jurisdiction, whichever is higher) to use the Platform. 2.2. You must have the legal capacity to enter into binding contracts in your jurisdiction. 2.3. You must not be a resident of, or accessing the Platform from, a jurisdiction where online gambling is prohibited or unlicensed. 2.4. You must not be subject to a self-exclusion order, whether self-imposed through the Platform or imposed by a national gambling register (including but not limited to GAMSTOP, OASIS, SPELPAUS, ROFUS, BETSTOP, CRUKS, or RNAEJ). 2.5. The Platform reserves the right to verify your age, identity, and jurisdiction at any time. Access may be suspended or terminated if verification cannot be completed. 2.6. Employees, officers, directors, and affiliates of the Company, and their immediate family members, are not eligible to use the Platform. --- ## 3. Account Registration and Verification 3.1. You may maintain **one account only** on the Platform. Multiple accounts are prohibited and will be closed. 3.2. During registration, you must provide accurate, current, and complete information, including your full legal name, date of birth, residential address, and email address. 3.3. You must verify your email address via the one-time password (OTP) process. 3.4. You are responsible for maintaining the confidentiality of your account credentials (email and password). You are responsible for all activities that occur under your account. 3.5. You must notify the Company immediately if you suspect unauthorized use of your account. 3.6. **Know Your Customer (KYC):** Before your first withdrawal, and at any time at the Company's discretion, you may be required to complete identity verification by providing government-issued identification documents, proof of address, and any other documentation required by applicable law or the Company's Anti-Money Laundering Policy. 3.7. Failure to complete KYC verification will result in the suspension of withdrawal functionality until verification is satisfactorily completed. 3.8. The Company may restrict, suspend, or terminate your account at any time if it has reasonable grounds to believe you have provided false or misleading information, engaged in fraudulent activity, or violated these Terms. --- ## 4. Deposits and the 1× Wagering Requirement 4.1. Deposits to your account are made in supported cryptocurrencies. The Platform does not accept fiat currency deposits directly. 4.2. All deposited funds are subject to a **mandatory 1× wagering requirement** before they become eligible for withdrawal. This means you must place wagers totalling at least 100% of each deposit amount before any deposited funds may be withdrawn. 4.3. **How the 1× wagering requirement works:** (a) When you make a deposit, the credited amount is held in a designated wagering-obligation account (PLAYER_UNWAGERED) on the Platform's ledger. (b) As you place qualifying wagers on eligible games, the wagered amount is consumed from your wagering obligation account. (c) Winnings from wagers are credited to your withdrawable cash balance (PLAYER_CASH). (d) Once you have wagered an amount equal to or greater than your deposit, the wagering obligation is fully discharged. 4.4. **What counts as a qualifying wager:** Only real-money wagers on games listed in the ROLLOVER_ELIGIBLE_GAMES catalogue qualify. Wagers on games excluded from the rollover catalogue (typically near-zero-edge games, or markets that allow both-sides coverage) do not count toward the wagering requirement. 4.5. **What does NOT satisfy the wagering requirement:** (a) Placing opposing bets on the same market or event (e.g., backing both outcomes). (b) Wagers on games specifically excluded from the rollover catalogue. (c) Voided or cancelled wagers. (d) The Rain or tipping systems (these are separate promotional mechanisms). 4.6. **Why this rule exists:** The 1× wagering requirement is an anti-money laundering control. It ensures that deposited funds are subjected to legitimate gaming activity before withdrawal, in compliance with international anti-money laundering standards. 4.7. Wagering requirements are enforced entirely within the Platform's double-entry ledger. There are no counters, no cron jobs, and no override mechanisms. The accounting IS the control. --- ## 5. Withdrawals 5.1. You may withdraw funds from your **withdrawable cash balance** (PLAYER_CASH) at any time, subject to: (a) Completion of KYC verification (Section 3.6). (b) The 1× wagering requirement being satisfied for all deposited funds (Section 4). (c) The withdrawal amount being within your available cash balance. (d) Compliance with applicable anti-money laundering laws and sanctions screening. 5.2. Withdrawals above [threshold amount] or initiated from accounts flagged for review will be placed in a manual review queue. The Company will process manual reviews within [timeframe] business days. 5.3. Withdrawal processing times depend on the blockchain confirmation requirements for the relevant cryptocurrency. 5.4. The Company reserves the right to delay or withhold any withdrawal if: (a) The withdrawal triggers a Suspicious Activity Report (SAR) or Structured Transaction Report (STR). (b) The player's account is under AML/sanctions review. (c) Required KYC documentation has not been provided. 5.5. **Withdrawals are irreversible once broadcast to the blockchain.** The Company is not responsible for errors in withdrawal addresses provided by the Player. --- ## 6. Wagering and Gameplay 6.1. All game outcomes are determined server-side by the Platform's certified Random Number Generator (RNG). The client application displays outcomes but does not influence them. 6.2. All games operate at a declared, fixed Return to Player (RTP) percentage that is consistent across all players. The Platform does not and cannot vary house edge per player, per session, or by account balance. 6.3. The Platform offers provably fair verification for original games (Crash, Dice). Each game round can be independently verified using the server seed, client seed, and nonce, as documented in the Provably Fair section of the Platform. 6.4. Each wager is a binding transaction recorded in the Platform's immutable ledger. Once a bet is placed and confirmed, it cannot be cancelled or reversed. 6.5. A maximum stake limit per wager is enforced by the Platform's Responsible Gambling system. Players may set additional personal limits. --- ## 7. Bonuses and Promotional Funds 7.1. The Platform may offer bonuses, promotions, and Rain (community distribution events). These are governed by separate bonus terms displayed at the time of offer. 7.2. Bonus funds may carry wagering requirements that differ from the deposit wagering requirement. Such requirements will be clearly stated before acceptance. 7.3. Bonus funds are held in a dedicated account (PLAYER_BONUS or PLAYER_LOCKED) and are not withdrawable until the applicable wagering requirements are met. 7.4. The Platform reserves the right to revoke any bonus or promotional funds if it determines, in its reasonable discretion, that the Player has engaged in bonus abuse, multi-accounting, or any activity inconsistent with fair use. 7.5. Rain (community tip distribution) is a promotional feature subject to wagering gates (minimum recent wager activity), account age requirements, and one claim per rain per player. The system is designed to prevent multi-accounting through device fingerprinting and IP clustering. --- ## 8. Anti-Money Laundering (AML) Obligations 8.1. The Platform is committed to preventing money laundering, terrorist financing, and other financial crimes in compliance with applicable laws and regulations. 8.2. **You agree to the following AML controls:** (a) All deposits are subject to a mandatory 1× wagering requirement before withdrawal (Section 4). (b) Your account may be flagged for review if your transaction patterns are consistent with structuring (breaking large amounts into smaller deposits to avoid reporting thresholds). (c) The Platform monitors for suspicious activity including, but not limited to: rapid deposit-and-withdraw patterns, deposit-and-void patterns, unusual wager patterns, and peer-to-peer fund transfers intended to circumvent controls. (d) The Platform is required by law to file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) with the relevant Financial Intelligence Unit (FIU). (e) You must provide accurate identification information upon request. Failure to do so will result in account suspension. 8.3. **You must not:** (a) Use the Platform to launder proceeds of crime or terrorist financing. (b) Structure deposits or wagers to avoid reporting thresholds or AML monitoring. (c) Use the Platform as a payment service, currency exchange, or money transmission system. (d) Transfer your account balance to another player, except through officially supported features (tipping, Rain) that are themselves subject to anti-abuse controls. (e) Use cryptocurrency obtained through illicit means to fund your account. 8.4. Accounts found to be involved in money laundering or terrorist financing will be immediately frozen, reported to the relevant authorities, and may result in criminal prosecution. 8.5. The Platform may temporarily withhold funds pending investigation of suspicious activity. During investigation, the affected account will remain frozen and all wagering will be suspended. --- ## 9. Responsible Gambling 9.1. The Platform provides the following responsible gambling tools: (a) **Deposit Limits:** Set daily, weekly, or monthly deposit limits. Decreases take effect immediately; increases require a cooling-off period and re-confirmation. (b) **Loss Limits:** Set daily, weekly, or monthly net loss limits. (c) **Wager Limits:** Set daily, weekly, or monthly wagering limits, plus per-stake limits. (d) **Session Time Limits:** Set maximum session duration. The Platform will notify you when your session time limit is reached. (e) **Reality Checks:** The Platform provides periodic session summaries showing your time played and net results. (f) **Self-Exclusion:** Self-exclude for a defined period (timeout) or permanently. Self-exclusion is immediate and irreversible for its full term. During self-exclusion: - All active sessions are terminated. - Login is blocked. - No deposits, wagers, or bonus activations are permitted. - Marketing communications are discontinued. - Withdrawal of remaining funds remains available (subject to KYC). (g) **Permanent Closure:** You may request permanent account closure. Remaining balance will be returned to your registered withdrawal address after KYC verification. 9.2. All responsible gambling limits are enforced at the transaction boundary in the Platform's server-side authorisation gate. The gate runs before every wager and cannot be bypassed by any client-side action. 9.3. The Platform monitors for at-risk gambling behaviour using internal signals. If the system identifies potential problem gambling, an intervention case may be opened by the responsible gambling team. 9.4. You may contact the Company's responsible gambling team at [rg-email] for assistance with any responsible gambling tool. --- ## 10. Prohibited Activities 10.1. You must not: (a) Use automated systems, bots, scripts, or scrapers to interact with the Platform. (b) Exploit software bugs, vulnerabilities, or design flaws for profit. (c) Collude with other players to gain an unfair advantage. (d) Use VPNs, proxies, or other tools to circumvent geo-blocking restrictions. (e) Impersonate another person or misrepresent your identity. (f) Engage in any activity that violates applicable law. (g) Reverse-engineer, decompile, or disassemble any part of the Platform's software. (h) Attempt to access other players' accounts or the Platform's internal systems. 10.2. Violation of any prohibited activity may result in immediate account suspension, forfeiture of funds, and reporting to law enforcement authorities. --- ## 11. Intellectual Property 11.1. All content, software, graphics, trademarks, and materials on the Platform are owned by or licensed to the Company and are protected by applicable intellectual property laws. 11.2. You are granted a limited, non-exclusive, revocable licence to use the Platform for personal entertainment purposes in accordance with these Terms. 11.3. Game outcomes, RNG algorithms, and provably fair implementations are proprietary to the Company. Unauthorized disclosure or reproduction of these systems is prohibited. --- ## 12. Limitation of Liability 12.1. THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. 12.2. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL. 12.3. THE COMPANY'S TOTAL LIABILITY TO YOU IN CONNECTION WITH THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU HAVE DEPOSITED IN THE 12 MONTHS PRECEDING THE CLAIM, OR (B) [AMOUNT] CURRENCY UNITS. 12.4. The Company is not liable for losses resulting from: (a) Blockchain network delays, forks, or technical failures. (b) Cryptocurrency price volatility. (c) Incorrect withdrawal addresses provided by the Player. (d) Force majeure events, including but not limited to natural disasters, government actions, cyber-attacks, or pandemics. 12.5. Nothing in these Terms excludes liability for fraud, gross negligence, or any liability that cannot be excluded by applicable law. --- ## 13. Indemnification 13.1. You agree to indemnify, defend, and hold harmless the Company, its officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to your use of the Platform, your violation of these Terms, or your violation of any applicable law. --- ## 14. Dispute Resolution 14.1. **Internal Complaints Procedure:** If you have a complaint, you must first contact our customer support team at [support-email]. We will acknowledge your complaint within 48 hours and aim to resolve it within 15 business days. 14.2. **Alternative Dispute Resolution (ADR):** If you are not satisfied with our internal resolution, you may refer your complaint to our independent ADR provider, [ADR Provider Name], at [ADR contact details]. The ADR decision is binding on the Company but advisory on the Player. 14.3. **Regulatory Complaints:** You have the right to lodge a complaint directly with the relevant gambling regulator at any time. The regulator's contact details are published on the Platform's responsible gambling page. 14.4. **Governing Law:** These Terms are governed by the laws of [Jurisdiction]. Any disputes that cannot be resolved through the above procedures shall be subject to the exclusive jurisdiction of the courts of [Jurisdiction]. --- ## 15. Modifications to These Terms 15.1. The Company reserves the right to modify these Terms at any time. Material changes will be communicated via email and/or prominent notice on the Platform. 15.2. When Terms are updated, the new version supersedes all previous versions. The previous version will be archived with its superseded timestamp in the Platform's legal terms registry. 15.3. **Mandatory Re-Acceptance:** If material changes are made to these Terms, you will be required to review and explicitly re-accept the new version before placing your next wager. Until you re-accept, wagering will be blocked. This is enforced at the transaction boundary and cannot be bypassed. 15.4. Your continued use of the Platform after re-acceptance constitutes agreement to the modified Terms. --- ## 16. Account Data and Anonymisation 16.1. Your account data is processed in accordance with our Privacy Policy (available at [URL]). 16.2. In compliance with GDPR Article 17 ("Right to Erasure"), you may request the deletion of your personal data. However, the Platform is required by law to retain financial transaction records for a minimum of [5-7] years for anti-money laundering and regulatory purposes. 16.3. When a data erasure request is received, the Platform will: (a) Anonymise all personal identifiers (name, email, IP, device fingerprint) by replacing them with irreversible pseudonymous tokens. (b) Tombstone the account, preventing any future login or account use. (c) Retain the financial ledger and transaction records in anonymised form for the legally required retention period. 16.4. The double-entry ledger is an immutable financial record and is never deleted, even upon account closure or data erasure. This is required by anti-money laundering law. --- ## 17. General Provisions 17.1. **Severability:** If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. 17.2. **Entire Agreement:** These Terms, together with the Privacy Policy, AML Policy, and Responsible Gambling Policy, constitute the entire agreement between you and the Company regarding the use of the Platform. 17.3. **Assignment:** You may not assign your rights or obligations under these Terms without the Company's written consent. The Company may assign its rights and obligations without restriction. 17.4. **Waiver:** The Company's failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision. 17.5. **Language:** In the event of any conflict between the English version of these Terms and any translation, the English version shall prevail. 17.6. **Survival:** Sections 8 (AML), 12 (Limitation of Liability), 13 (Indemnification), 14 (Dispute Resolution), and 16 (Account Data) shall survive termination of this Agreement. --- ## Contact Information **[YourBrand]** Email: [support-email] Responsible Gambling: [rg-email] Registered Address: [Address] **Data Protection Officer:** Email: [dpo-email] --- *This document is version 2026-09-01. The cryptographic hash of this document is recorded in the Platform's legal terms registry.*